Last updated: October 2026
Welcome to Finance with Mary (financewithmary.com). By accessing or using this website (the “Site”) or buying our products, you agree to these Terms and Conditions. If you do not agree, please do not use the Site.
1. Educational content only
All content on the Site, including articles, emails, planners and spreadsheets, is for general education and information. It is not financial, investment, tax or legal advice. Please read our Disclaimer and consult a qualified professional before making financial decisions.
2. Use of the Site
You agree to use the Site lawfully and not to:
- Copy, republish or sell our content without written permission
- Attempt to disrupt, hack or damage the Site
- Post spam, offensive or unlawful comments
- Use automated tools to scrape the Site’s content
3. Intellectual property
All content on the Site, including text, graphics, logos, planners, spreadsheets and designs, is owned by Finance with Mary and protected by copyright. You may share links to our articles and quote short extracts with clear credit and a link back to the original page.
4. Digital products and licence
When you buy a digital product, you receive a personal, non-transferable licence to use it for yourself and your household. You may print as many copies as you need for personal use. You may not:
- Share, resell, redistribute or give away the files
- Upload the files to other websites or file-sharing services
- Use the products for commercial purposes, such as selling or using them with clients, without a commercial licence
- Claim the designs as your own
5. Orders and payment
Prices are shown on the product pages and may change at any time. Payment is taken securely by our payment providers at checkout. After payment, you will receive download links by email and on the order confirmation page. Please download and save your files promptly, as download links may expire.
6. Refunds
Because our products are digital downloads delivered instantly, refunds are handled as described in our Refund Policy. Nothing in these Terms affects your statutory rights as a consumer.
7. Comments
We welcome respectful comments. We reserve the right to edit or remove comments that are offensive, misleading, promotional or unrelated to the post.
8. Third-party links and advertising
The Site may contain links to other websites, affiliate links and third-party advertisements, including ads served by Google AdSense. We are not responsible for the content, products or privacy practices of third-party websites.
9. Limitation of liability
We work hard to keep information accurate and up to date, but we make no guarantees about completeness or accuracy. To the fullest extent permitted by law, Finance with Mary is not liable for any loss or damage arising from your use of the Site, our content or our products. Your financial decisions are your own responsibility.
10. Changes to these Terms
We may update these Terms from time to time. Changes take effect when posted on this page.
11. Governing law
These Terms are governed by the laws of the Republic of Mauritius, without prejudice to any mandatory consumer protection laws of your country of residence.
12. Contact
Questions about these Terms? Email contact@financewithmary.com or use our Contact page.
